Broker Check
Client Login

About Us
BENEFITS OF OUR INVESTMENT APPROACH

Low Cost Asset Class Funds

Low Cost Asset Class Funds

The 3D Advisor Group seeks to capture long term market returns while reducing portfolio risk through diversification. In implementing portfolios, we use low-cost asset class funds or ETFs.

3D Advisor Group favors low-cost asset class funds from Dimensional Fund Advisors (DFA). DFA is a mutual fund company founded in 1981 that has been a pioneer in applying long term academic research to investment markets. We are one of a select group of Registered Investment Advisors that have access to DFA mutual funds.

Strategy to Enhance Returns 

3D Advisor Group avoids active management (picking stocks, market timing) strategies to improve returns. Based on long term research from DFA and others, 3D Advisor Group looks to exceed market returns by favoring asset classes that have historically exceeded the long-term return of other asset classes. Hence the structure of 3D Advisor Group portfolios favors small cap asset classes over large cap asset classes and value asset classes over growth asset classes.

Understanding Diversification 

Investing in one company or industry increases portfolio risk without increasing expected portfolio return. Risk can be reduced through broad diversification. There are many parameters that define the stock market:

  • Stocks versus Bonds
  • Domestic versus International versus Emerging Markets
  • Growth versus Value
  • Large Cap versus Small Cap
  • Other asset classes such as Real Estate

A properly diversified portfolio will contain all of these elements organized in a disciplined distribution. The future is uncertain. Managing portfolio risk requires that you not have too many eggs in any one basket. 

Understanding Investment Markets 

Markets are volatile in the short term. The media will publish articles that will make you second guess a sound strategy. Understanding how markets work helps clients remain disciplined when faced with short term volatility. We want our clients to have realistic long term goals as well as an understanding of how to achieve those goals and what to expect along the way.

Transparent Results 

We want our clients to understand what drove their return. The performance of individual asset class funds fully explain a client’s portfolio return. There are no active manager decisions that need to be evaluated.

Get Started
Ready to Take the Next Step?

If you're looking for a team with a structured, research-driven approach to your financial life, we'd welcome the opportunity to talk. Let's start with a conversation about your goals.

Let's Build Your Plan